You do not need a PayPal account to use PayPal as a payment gateway.
Simply select the PayPal payment method during the checkout process, and then select the "I don't have a PayPal Account" option when you are forwarded to the PayPal payment site. This will enable you to pay with a credit or debit card without having to create a PayPal account.
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Why has my account been suspended?
If you are recieving an "Account Suspended" page when trying to access your site, it could be...